Whole Wheat Cinnamon Chip Banana Bread Pancakes
These pancakes bridge the comfort of banana bread and the easy joy of weekend pancakes. They’re built on whole wheat flour for a nutty base, layered with warm spices and pockets of sweet cinnamon chips. The texture is tender but sturdy enough to hold syrup and banana slices without falling apart.
I developed this version to be practical: simple pantry ingredients, straightforward steps, and a batter that’s forgiving if you overmix slightly. You’ll get a lightly spiced stack that browns beautifully and carries real banana flavor through every bite.
They work for breakfast, brunch, or an indulgent snack. Serve them with more banana slices and maple syrup, or keep it simple with a smear of yogurt for contrast.
Ingredient List

- 3 large eggs — provides structure and moisture; whisk well for a fluffy batter.
- 4 tablespoons dark brown sugar — adds sweetness and a hint of molasses that complements the cinnamon.
- 6 tablespoons olive oil — keeps pancakes tender; use mild-flavored olive oil or a neutral oil if preferred.
- 1 cup almond milk — thins the batter and adds a subtle nutty note; any milk works if you prefer.
- ½ cup full fat Greek yogurt — adds richness and tang, helping create tender, cake-like pancakes.
- 2 large ripe bananas, pureed or smashed VERY well — main flavor source; the riper the bananas, the sweeter and more flavorful the pancakes.
- 1 teaspoon vanilla — amplifies the banana and cinnamon flavors.
- ½ teaspoon cinnamon — primary warm spice; use fresh ground for best flavor.
- 1/4 teaspoon nutmeg — supporting spice for depth; a little goes a long way.
- 1/4 teaspoon ground cloves — adds warmth; use sparingly because it’s potent.
- 2 cups whole wheat flour — the hearty base; gives a nutty flavor and firmer crumb than all-purpose flour.
- 2 tablespoons baking powder — the leavening agent that makes the pancakes rise and stay light.
- ½ teaspoon salt — balances sweetness and enhances flavor.
- 3 tablespoons water — thins batter slightly to the right pouring consistency.
- 1 cup cinnamon chips, plus extra for sprinkling — pockets of sweet cinnamon in every bite; fold in gently.
- Sliced banana pieces and maple syrup for serving, optional — finishing touches that add texture and sweetness.
Step-by-Step: Whole Wheat Cinnamon Chip Banana Bread Pancakes
- Prep: Mash or puree the 2 large ripe bananas very well so there are no large chunks. Measure and have all ingredients ready.
- Wet mixture: In a large bowl, whisk together 3 large eggs, 4 tablespoons dark brown sugar, and 6 tablespoons olive oil until combined and slightly glossy.
- Add dairy and banana: Pour in 1 cup almond milk, ½ cup full fat Greek yogurt, the pureed bananas, and 1 teaspoon vanilla. Whisk until the mixture is smooth and uniform.
- Dry spices and flours: Sprinkle in ½ teaspoon cinnamon, 1/4 teaspoon nutmeg, 1/4 teaspoon ground cloves, 2 cups whole wheat flour, 2 tablespoons baking powder, and ½ teaspoon salt. Stir gently just until the dry ingredients are incorporated into the wet—don’t overmix.
- Adjust consistency: Add 3 tablespoons water and stir until the batter is smooth and has a pourable but slightly thick consistency.
- Fold in chips: Gently fold in 1 cup cinnamon chips, reserving a few for sprinkling on cooked pancakes.
- Heat griddle: Preheat a griddle or large nonstick skillet over medium heat and lightly grease it. It should be hot enough that a drop of batter sizzles immediately.
- Cook pancakes: Pour roughly 1/4 cup batter per pancake onto the griddle. Cook the first side for about 3 minutes, watching for the top to start bubbling actively. The edges should look set and small bubbles should pop on the surface.
- Flip and finish: Flip the pancakes and cook 1–2 minutes more on the second side, until golden brown and cooked through.
- Serve: Stack and serve hot with sliced bananas, maple syrup, and extra cinnamon chips if desired.
Why It’s My Go-To
This recipe balances wholesomeness and indulgence. Whole wheat flour brings fiber and a nutty flavor that stands up to spices and cinnamon chips without feeling heavy. Using olive oil and Greek yogurt keeps the pancakes tender and moist, while ripe bananas add natural sweetness so you don’t need excessive sugar. It’s reliable, forgiving, and quick enough for a weekend morning.
What to Use Instead

- Almond milk — swap for any dairy or plant milk like oat or cow’s milk if you prefer.
- Olive oil — can be replaced with melted butter, coconut oil, or neutral vegetable oil for a different flavor profile.
- Greek yogurt — sour cream or plain yogurt (same fat level) work similarly.
- Whole wheat flour — use half whole wheat and half all-purpose for a lighter crumb, keeping total flour at 2 cups.
- Cinnamon chips — if unavailable, mini chocolate chips, chopped dates, or raisins provide sweet pockets; note flavor shifts will follow.
Recommended Tools

- Large mixing bowl — for combining wet and dry ingredients comfortably.
- Whisk — to fully emulsify the eggs, oil, and sugar.
- Measuring cups and spoons — accurate measuring keeps texture reliable.
- Nonstick griddle or heavy skillet — ensures even browning and easy flipping.
- Spatula — a thin, wide spatula works best to flip pancakes gently.
- Small ladle or 1/4-cup measure — to portion batter consistently for even cooking.
Mistakes Even Pros Make
- Overmixing batter — leads to tough pancakes. Stir just until combined.
- Griddle too hot — pancakes brown outside but stay raw inside. Aim for medium heat.
- Cooking too many at once — overcrowding drops the griddle temperature. Cook in batches if needed.
- Using underripe bananas — results in weak banana flavor. Use very ripe, spotted bananas for best taste.
- Skipping the resting step (brief) — while not essential here, letting batter sit 5 minutes can hydrate the flour and improve texture.
Fit It to Your Goals
For a lighter breakfast: swap 1 cup whole wheat for all-purpose and reduce the cinnamon chips to ½ cup. For extra protein: add a scoop of unflavored protein powder (reduce flour by 1/4 cup) or serve with Greek yogurt. For lower sugar: cut brown sugar to 2 tablespoons and rely on the bananas and cinnamon chips’ sweetness.
Method to the Madness
This recipe layers flavors and textures in a logical way: emulsify eggs, sugar, and oil first to stabilize the batter; add wet dairy and banana to create a cohesive base; fold in dry ingredients with spices to distribute leavening and flavor; finish with water to correct consistency and cinnamon chips for pockets of sweetness. The key is gentle mixing and correct griddle temperature to achieve a tender interior with a golden exterior.
Keep It Fresh: Storage Guide
- Refrigerator: Cool pancakes completely, stack with parchment between layers, and store in an airtight container for up to 3 days.
- Freezer: Flash-freeze pancakes in a single layer on a sheet tray, then transfer to a freezer bag; they keep well for up to 2 months. Reheat from frozen in a toaster or oven at 350°F (175°C) for 8–10 minutes.
- Reheating: Microwave for 20–30 seconds for single servings, or warm in a skillet over low heat to refresh crisp edges.
Ask & Learn
If your pancakes turn out dense: check baking powder freshness and avoid overmixing. If they brown too quickly: lower the heat. If they lack banana flavor: use riper bananas or increase to three bananas the next time (adjust sweetness if needed). Want them fluffier? Separate eggs, whip the whites to soft peaks, and fold them in at the end—this adds lift without changing ingredients on hand.
Ready, Set, Cook
Gather your ingredients and preheat your griddle. Follow the step-by-step instructions above and aim for medium heat, gentle folding, and consistent portions. Within about 25–30 minutes you’ll have a warm stack of Whole Wheat Cinnamon Chip Banana Bread Pancakes ready for syrup and smiles. Enjoy.

Whole Wheat Cinnamon Chip Banana Bread Pancakes
Ingredients
- 3 large eggs
- 4 tablespoons dark brown sugar
- 6 tablespoons olive oil
- 1 cup almond milk
- 1/2 cup full-fat Greek yogurt
- 2 large ripe bananas pureed or very well mashed
- 1 teaspoon vanilla extract
- 1/2 teaspoon ground cinnamon
- 1/4 teaspoon nutmeg
- 1/4 teaspoon ground cloves
- 2 cups whole wheat flour
- 2 tablespoons baking powder
- 1/2 teaspoon salt
- 3 tablespoons water
- 1 cup cinnamon chips plus extra for sprinkling
- sliced banana pieces and maple syrup for serving (optional)
Instructions
- In a large bowl, whisk the eggs, dark brown sugar, and olive oil until smooth.
- Add the almond milk, Greek yogurt, mashed banana, and vanilla; whisk until the batter is smooth and uniform.
- Stir in the ground cinnamon, nutmeg, and ground cloves until evenly distributed.
- Add the whole wheat flour, baking powder, and salt; mix gently until just combined and no large flour streaks remain.
- Stir in the water to loosen the batter, then fold in the cinnamon chips.
- Heat a greased griddle or nonstick skillet over medium heat. Pour about 1/4 cup batter per pancake onto the hot surface.
- Cook until bubbles form and the edges look set, about 3 minutes, then flip and cook 1–2 minutes more until golden and cooked through.
- Serve hot with sliced bananas, extra cinnamon chips, and maple syrup, if desired.
Equipment
- large mixing bowl
- Whisk
- Measuring cups and spoons
- griddle or nonstick skillet
- Spatula
- measuring cup (1/4 cup)
Notes
- Use very ripe bananas for best banana flavor.
- Do not overmix the batter to keep pancakes tender.
- Adjust griddle heat as needed to prevent burning.
- Substitute any milk if not using almond milk.
