Magnolia Bakery Banana Pudding Copycat
Banana pudding is comfort in a bowl — creamy, nostalgic, and endlessly crowd-pleasing. This Magnolia Bakery copycat nails the classic balance: silky vanilla pudding folded into whipped cream, layers of Nilla Wafers, and ripe bananas that soften into the custardy mix. It’s deceptively simple, but the few technique details make a huge difference.
I tested the timing and assembly so you don’t have to. The recipe below follows the original formula closely: sweetened condensed milk, instant pudding, whipped heavy cream, and plenty of Nilla Wafers and bananas. Read the ingredient notes and the step-by-step instructions before you start; a little planning (mainly chilling time) gives you the best texture.
This version keeps everything straightforward and forgiving. You can make the pudding base a day ahead, assemble a few hours before serving, and still get that lush, scoopable texture Magnolia is known for.
What Goes In

Ingredients
- 14 oz can sweetened condensed milk — provides sweetness and rich, creamy body; key to the base flavor.
- 1 1/2 cups very cold water — hydrates the instant pudding and helps the mixture set; keep it cold for best texture.
- 2 3.4 oz boxes vanilla instant pudding — main structure and vanilla flavor; one box is folded into cream, the rest adds stability.
- 4 cups heavy cream, cold — whipped to provide lightness and volume; cold cream whips up faster and holds peaks better.
- 1 1/2 teaspoon vanilla extract — deepens the vanilla profile; adds roundness to the whipped cream.
- 11 oz box Nilla Wafers — crunchy layers that soften into cake-like pieces; reserve a few for garnish.
- 5 barely ripe bananas — sliced for the layers; slightly firm bananas hold up during assembly but will soften after chilling. Reserve a few slices for garnish.
Magnolia Bakery Banana Pudding Copycat — Do This Next
Step-by-step instructions
- In a large bowl, whisk together the 14 oz sweetened condensed milk and 1 1/2 cups very cold water until fully combined and smooth.
- Set an electric mixer to low speed. Gradually add one 3.4 oz box of vanilla instant pudding to the sweetened condensed milk mixture, blending until the pudding is completely incorporated and the mixture is smooth. Scrape the bowl as needed.
- Cover the pudding mixture tightly with plastic wrap, pressing the wrap directly onto the surface to prevent a skin from forming. Refrigerate for at least 3 hours, or overnight — chilling is essential for the pudding to fully hydrate and set.
- When the chilled pudding is ready, pour 4 cups of cold heavy cream into a large clean bowl. Beat on medium-high speed until the cream begins to thicken, then continue beating until stiff peaks form (about 3–4 minutes total). Add 1 1/2 teaspoons vanilla extract during the last 30 seconds and mix briefly to incorporate.
- Gently fold the chilled pudding mixture into the whipped cream. Use a rubber spatula and fold until the two are evenly combined and smooth — take care not to deflate the whipped cream.
- From the remaining unopened box of instant pudding, measure out 5 tablespoons of the dry vanilla pudding powder and add it to the combined mixture. Beat briefly (a few seconds) until the mixture becomes fluffy and slightly firmer — this adds structure and keeps the filling from being too loose.
- To assemble, use a clear glass trifle bowl or a similar deep serving dish. Start with about one-third of the pudding mixture, spreading an even layer across the bottom.
- Top that pudding layer with a single layer of Nilla Wafers, breaking a few to fill gaps as needed, then add one-third of the sliced bananas in a single layer.
- Repeat the layers: another one-third of the pudding, another layer of Nilla Wafers, and another third of the bananas.
- Finish with the remaining pudding, spreading a heaping final layer to fully cover the bananas and wafers. Ensure all banana slices are completely covered with pudding to slow browning.
- Cover the assembled trifle and chill it in the refrigerator for at least 4 hours. This resting time lets the Nilla Wafers soften and the flavors meld.
- Just before serving, garnish the top with crushed Nilla Wafers and a few fresh banana slices.
Why It’s My Go-To

This copycat balances ease and authenticity. It uses instant pudding and sweetened condensed milk to capture Magnolia’s signature tangy-sweet creaminess without a complicated custard. Folding in whipped cream keeps the texture light, and the extra dry pudding powder stabilizes the layers so the dessert maintains shape when scooped.
It’s forgiving: you can prepare the pudding base ahead, assemble later, and still get the right custardy finish. The components are pantry-friendly, and the end result feels special — perfect for potlucks or a weekend treat.
Smart Substitutions

- Sweetened condensed milk — Do not replace with evaporated milk; it will be far less sweet and change texture. If needed, you can use an equal amount of full-fat sweetened condensed milk from a different brand.
- Instant pudding mix — Use the same vanilla instant pudding called for. Cook-and-serve puddings won’t set the same way here.
- Heavy cream — For a lighter version, use half-and-half whipped with gelatin for stability, but note texture and flavor will change.
- Nilla Wafers — If you can’t find them, use a plain vanilla tea cookie or shortbread; biscuits with strong flavors (ginger, chocolate) will alter the profile.
- Bananas — Slightly underripe (barely ripe) bananas hold up best. Very ripe bananas will be sweeter and mushier after chilling.
What’s in the Gear List
- Large mixing bowls — for pudding base and whipping cream.
- Electric mixer — speeds up whipping and ensures fluffy texture.
- Rubber spatula — for gentle folding without deflating the cream.
- Glass trifle bowl or deep serving dish — showcase the layers and allow even chilling.
- Measuring cups and spoons — accurate amounts matter for texture.
- Plastic wrap — to cover the pudding base and the assembled trifle.
Mistakes Even Pros Make
- Not chilling the pudding long enough — instant pudding needs time to hydrate; under-chilled base will be loose and won’t hold shape.
- Folding aggressively — overmixing deflates whipped cream and makes the texture dense.
- Using overly ripe bananas — they turn brown and mushy more quickly; choose barely ripe for structure.
- Skipping the extra dry pudding powder — without it the filling can be too soft after assembly and chilling.
- Assembling too early — wafer layers need time to soften but assembling and serving immediately gives a crunchy/wet mismatch; chill at least 4 hours.
Adaptations for Special Diets
- Lower sugar — This recipe relies on sweetened condensed milk, so sugar is central. You could try a reduced-sugar sweetened condensed milk alternative, but texture and flavor will shift.
- Dairy-free — Use a canned full-fat coconut milk-based condensed milk alternative and a coconut cream that whips; instant pudding compatibility varies, so results are experimental.
- Gluten-free — Substitute gluten-free vanilla sandwich cookies in place of Nilla Wafers.
- Egg-free — The original has no eggs, so this recipe is already egg-free.
What Could Go Wrong
If the pudding base isn’t fully set, the filling will be too loose and the layers won’t hold. That usually stems from insufficient chill time. Overbeating the whipped cream or folding too hard will create a dense mixture rather than a light, airy filling. Using very ripe bananas or assembling long before serving can result in brown, mushy slices that affect appearance and texture. Finally, skipping the 5 tablespoons of dry pudding will make the filling less stable after refrigeration.
Magnolia Bakery Banana Pudding Copycat FAQs
- Can I make this the day before? — Yes. Make the pudding base and even assemble the trifle a day ahead. Keep it covered and garnish just before serving.
- How ripe should the bananas be? — Use barely ripe bananas: they’re firm enough to hold shape yet sweeten during chilling.
- Why add dry pudding powder to the whipped mixture? — The extra 5 tablespoons of dry pudding slightly firms the filling and prevents it from becoming too loose after chilling.
- How long will leftovers keep? — Stored in an airtight container in the fridge, about 3–4 days. Bananas will continue to soften and darken over time.
- Can I use homemade custard instead of instant pudding? — You could, but this will change the texture and the required proportions. This recipe is written to use instant pudding as specified.
Hungry for More?
If you loved this, try swapping in different cookies (banana wafers, shortbread) or folding in a layer of caramel for a richer twist. For a crowd, assemble in a large trifle bowl; for smaller gatherings, build individual parfaits in glasses. The technique — chilled pudding, whipped cream, structural boost from dry pudding powder — is a great template for other layered desserts.

Magnolia Bakery Banana Pudding Copycat
Ingredients
- 14 oz sweetened condensed milk
- 1.5 cups very cold water
- 2 3.4 oz boxes vanilla instant pudding mix
- 4 cups heavy cream cold
- 1.5 teaspoons vanilla extract
- 11 oz Nilla Wafers reserve a few for garnish
- 5 bananas barely ripe, plus a few slices for garnish
Instructions
- In a large bowl, whisk together the 14 oz sweetened condensed milk and 1½ cups very cold water until smooth and fully combined.
- Using an electric mixer on low speed, gradually add and blend one 3.4 oz box of vanilla instant pudding mix into the sweetened condensed milk mixture, mixing until smooth.
- Cover the pudding base with plastic wrap and refrigerate until well chilled, at least 3 hours or overnight.
- In a separate large bowl, beat the cold heavy cream with an electric mixer until stiff peaks form, about 3–4 minutes; increase speed as needed and then blend in 1½ teaspoons vanilla extract.
- Gently fold the chilled pudding base into the whipped cream until combined and uniform in texture.
- From the remaining box of dry vanilla pudding mix, add 5 tablespoons of the dry mix to the combined pudding and whipped cream, then beat briefly until the mixture is light and fluffy.
- Slice the bananas. To assemble, place about one-third of the pudding mixture into a trifle bowl (or 9x13 pan), top with a layer of Nilla Wafers, and add one-third of the sliced bananas. Repeat layers once more and finish with the remaining pudding on top.
- Make sure banana slices are fully covered by pudding to reduce browning, then cover the assembled dessert and chill at least 4 hours so the wafers soften.
- Just before serving, garnish with reserved Nilla wafer crumbs and a few banana slices.
Equipment
- Mixing bowls
- Electric Mixer
- Measuring cups and spoons
- trifle bowl or 9x13 pan
- Spatula
Notes
- Use instant pudding, not the cook-and-serve type.
- Keep the heavy cream cold before whipping.
- Chill the pudding base at least 3 hours before folding into whipped cream.
- Cover banana slices completely with pudding to prevent browning.
- Use a stand mixer for easier whipping if available.
