Mini Banana Cream Pies with Salted Caramel Sauce
These mini banana cream pies are exactly the dessert I reach for when I want something pretty, creamy, and quick to assemble. Individual portions make them feel special without the fuss of a full pie. The salted caramel adds that bright, buttery finish that keeps people coming back for seconds.
The recipe is built around a smooth pastry cream, a crunchy graham crust, ripe banana slices, and a cloud of whipped cream. I’ve written the steps so you can make the pastry cream and caramel ahead, then put the minis together in under 30 minutes when you’re ready to serve.
Below you’ll find a clear ingredient list with little tips for each item, step-by-step instructions that follow the original recipe order and amounts, and notes on common mistakes, storage, and helpful swaps. Let’s get started.
What You’ll Need

Ingredients
- 2 cups (475 ml) milk (anything but skim) — Provides the liquid base for the pastry cream; whole or 2% gives the best texture.
- 1 cup (235 ml) heavy cream — Adds richness to the pastry cream; do not substitute with low-fat.
- 3/4 cup (156 g) granulated sugar, divided — Sweetens the pastry cream and crust; the recipe splits it between components.
- 1 pinch salt — Balances the sweetness in the pastry cream.
- 1/4 cup (33 g) cornstarch — Thickens the pastry cream; sift or whisk to remove lumps before combining with sugar.
- 1 large egg — Adds structure and richness to the pastry cream.
- 2 large egg yolks — Additional yolks make the cream extra smooth and custardy.
- 2 tsp vanilla extract — Flavoring for the pastry cream; use pure vanilla for best results.
- 1 1/3 cups (156 g) finely crushed graham cracker crumbs (10 full sheets) — Forms the crunchy mini crusts; pulse in a food processor or place in a bag and crush with a rolling pin.
- 2 Tbsp (25 g) granulated sugar — Sweetens the graham crust and helps set it when combined with butter.
- 1/3 cup (76 g) unsalted butter, melted — Binds and flavors the graham crust; unsalted allows you to control salt level.
- 2/3 cup caramel sauce, homemade or store-bought — Salted caramel for drizzling between banana layers; warm slightly if it’s too thick to drizzle.
- 1 3/4 cups heavy cream — For the whipped cream topping; start cold for best volume.
- 3 1/2 Tbsp (44 g) granulated sugar — Sweetens the whipped cream; adjust to taste.
- 4–5 bananas, sliced — Fresh filling layers; choose firm-ripe bananas so they hold their shape.
- Grated bittersweet chocolate (optional) — For garnish; adds texture and a subtle bitter counterpoint to the caramel.
Mini Banana Cream Pies with Salted Caramel Sauce: Step-by-Step Guide
Make the pastry cream
- In a medium saucepan combine 2 cups milk, 1 cup heavy cream, 1/4 cup of the granulated sugar (from the 3/4 cup total), and a pinch of salt. Bring to a light boil over medium heat, whisking occasionally to dissolve the sugar. Once it reaches a gentle boil, remove from heat and let it rest for a few minutes.
- Meanwhile, in a medium mixing bowl whisk together 1/2 cup granulated sugar and 1/4 cup cornstarch until evenly combined. Add 1 large egg and 2 large egg yolks and whisk to combine.
- Using an electric hand mixer on low speed, whip the egg-sugar-cornstarch mixture for about 1 minute until it becomes slightly paler and a bit fluffy.
- With the mixer running or whisking constantly, pour 2/3 cup of the hot milk mixture into the egg mixture to temper the eggs. Mix thoroughly so the eggs warm without scrambling.
- Pour the tempered egg mixture back into the remaining milk mixture in the saucepan while whisking constantly. Return the saucepan to medium heat and cook, stirring constantly, until the mixture thickens to a pudding-like consistency, about 4–8 minutes. Whisk vigorously near the end to prevent lumps; if the mixture starts to separate, remove from the heat and beat briefly with the electric mixer to smooth it out.
- When the pastry cream is thick and smooth, remove from heat and stir in 2 teaspoons vanilla extract. Immediately press the hot cream through a fine-mesh strainer into a clean medium mixing bowl to catch any cooked egg bits and ensure a silky texture.
- Cover the surface of the pastry cream directly with plastic wrap (pressing it onto the surface) to prevent a skin from forming. Chill in the refrigerator until fully cold, about 4 hours. (If you’re making caramel from scratch, make it while the cream cools.)
Prepare the graham crust
- In a mixing bowl whisk together 1 1/3 cups finely crushed graham cracker crumbs and 2 tablespoons granulated sugar.
- Pour in 1/3 cup melted unsalted butter and stir until the crumbs are evenly moistened and hold together when pressed.
Make the whipped cream topping
- In a large mixing bowl whip 1 3/4 cups heavy cream until soft peaks form. Add 3 1/2 tablespoons granulated sugar and continue whipping until stiff peaks form. Keep chilled until assembly. Transfer to a large pastry bag fitted with a star tip for piping when ready.
Assemble the minis
- Divide the graham cracker mixture among 12 small dessert cups, using about 2 tablespoons per cup. Gently press the crumbs into an even, compact layer to form the crust.
- Add 3 banana slices over the graham cracker crust in each cup.
- Transfer the chilled pastry cream to a piping bag fitted with a large round tip. If the pastry cream is very firm, fold it a few times to loosen the texture before filling the bag. Pipe a layer of pastry cream over the bananas in each cup to cover them evenly.
- Add 3 more banana slices on top of the pastry cream in each cup.
- Spoon a scant 1 tablespoon of caramel sauce over the second banana layer in each cup. Work to drizzle it evenly; if the caramel is too thick to drizzle, warm it briefly in the microwave (just enough to loosen it—do not make it hot).
- Pipe the whipped cream over the caramel layer to finish each mini pie. If desired, sprinkle grated bittersweet chocolate on top for garnish.
- Refrigerate the assembled minis for up to 2 hours before serving. Add a fresh banana slice as a garnish just before serving to keep it looking bright.
Why You’ll Keep Making It

These minis hit the best points: crunchy base, silky pastry cream, fresh fruit, and rich caramel. They’re elegant but forgiving—assemble ahead and finish just before serving. The portion size makes them ideal for gatherings and easy to vary for seasonality.
Low-Carb/Keto Alternatives

- Replace graham crumbs with a blend of almond flour and crushed pork rinds or low-carb cookie crumbs; reduce the sugar in that crust or use a granular erythritol.
- Swap the cornstarch with xanthan gum (use sparingly: about 1/8–1/4 tsp) to thicken the pastry cream, and use a low-carb sweetener instead of sugar in the custard and whipped cream.
- Use a sugar-free caramel sauce or make a butter-and-cream-based ganache sweetened with erythritol or allulose for a keto-friendly drizzle.
Tools of the Trade
- Medium saucepan — for heating milk and cooking the pastry cream.
- Fine-mesh strainer — essential for an ultra-smooth pastry cream.
- Electric hand mixer — helps whip the custard when needed and makes quick work of whipped cream.
- Mixing bowls — various sizes for custard, crust, and cream.
- 12 small dessert cups or ramekins — individual serving vessels.
- Pastry bags and tips — one round tip for the cream and a star tip for whipped cream finishing.
- Food processor or rolling pin — to finely crush graham crackers.
Learn from These Mistakes
Don’t rush the tempering step—adding hot milk too quickly to eggs will scramble them. Whisk constantly when cooking the custard so it thickens evenly. If the caramel is too cool it won’t drizzle; warm it a touch. And don’t skip pressing plastic onto the pastry cream—otherwise you’ll get an unpleasant skin on top.
Allergy-Friendly Swaps
- Dairy-free: Use full-fat canned coconut milk in place of milk and heavy cream (texture will be slightly different). Use vegan butter for the crust.
- Egg-free: Pastry cream relies on eggs for structure; consider a cooked coconut pastry cream using cornstarch and additional cream alternative, though texture will differ.
- Nut-free: This recipe is nut-free as written—avoid almond-based low-carb substitutions if you need nut-free options.
What Could Go Wrong
Pastry cream can be grainy if not cooked and whisked properly; strain and beat it smooth if needed. Overwhipped cream becomes grainy and can separate—stop once stiff peaks form. If the caramel separates, a quick gentle warm and whisk usually brings it back together. Bananas can brown—add them at the last minute or toss slices briefly in lemon juice if you need a bit more hold time.
Storing, Freezing & Reheating
Store assembled mini pies in the refrigerator for up to 2 days, but note banana slices will soften and darken over time—best eaten the same day. You can freeze the pastry cream separately in an airtight container for up to 1 month; thaw overnight in the fridge and whisk briefly before using. Graham crusts are best made the day of serving; you can prepare the crumb mixture ahead and keep it sealed at room temperature.
Reader Q&A
Q: Can I use store-bought caramel?
A: Yes—good quality store-bought salted caramel works well and saves time. Warm it slightly if it’s too thick to drizzle.
Q: Can I assemble these the day before?
A: Assemble up to 2 hours before serving for best texture and appearance. If you must assemble earlier, consider adding the top banana slice only just before serving.
Q: How do I fix a lumpy pastry cream?
A: Force it through a fine sieve and beat with an electric mixer until smooth; chilling can also help it hydrate evenly.
The Takeaway
Mini Banana Cream Pies with Salted Caramel Sauce are an ideal make-ahead dessert that feels special with minimal effort. Follow the pastry cream steps carefully, keep components chilled, and assemble close to serving for the best texture and presentation. They’re adaptable, crowd-pleasing, and worth keeping in your recipe rotation.

Mini Banana Cream Pies with Salted Caramel Sauce
Ingredients
- 2 cups milk (475 ml, not skim)
- 1 cup heavy cream (235 ml)
- 3/4 cup granulated sugar divided
- 1 pinch salt
- 1/4 cup cornstarch (33 g)
- 1 large egg
- 2 large egg yolks
- 2 tsp vanilla extract
- 1 1/3 cups graham cracker crumbs (156 g; about 10 full sheets)
- 2 Tbsp granulated sugar (for crust; 25 g)
- 1/3 cup unsalted butter melted (76 g)
- 2/3 cup caramel sauce homemade or store-bought
- 1 3/4 cups heavy cream (for whipped cream)
- 3 1/2 Tbsp granulated sugar (for whipped cream)
- 4-5 bananas sliced
- grated bittersweet chocolate optional
Instructions
- Prepare the pastry cream: In a medium saucepan combine the milk, 1 cup heavy cream, 1/4 cup granulated sugar, and a pinch of salt; bring to a light boil over medium heat, whisking to dissolve the sugar, then remove from heat and let rest a few minutes.
- In a mixing bowl whisk together 1/2 cup granulated sugar and the cornstarch until blended; add the whole egg and the 2 egg yolks and beat with an electric mixer on low until pale and slightly fluffy, about 1 minute.
- Temper the eggs: while whisking, add about 2/3 cup of the hot milk mixture to the egg mixture to warm it, then pour the warmed egg mixture back into the saucepan with the remaining milk mixture while whisking continuously.
- Cook the custard over medium heat, stirring constantly, until it thickens to a pudding consistency, about 4–8 minutes; whisk vigorously near the end to prevent lumps.
- Remove from heat, stir in the vanilla, then strain the pastry cream through a fine mesh strainer into a bowl to remove any lumps.
- Press plastic wrap directly onto the surface of the pastry cream to prevent a skin, then chill in the refrigerator until fully cold, about 4 hours.
- Make the crust: In a bowl combine the graham cracker crumbs and 2 Tbsp granulated sugar, then stir in the melted butter until evenly moistened.
- Assemble the cups: Divide the graham cracker mixture among 12 dessert cups (about 2 Tbsp each) and gently press into an even layer.
- Add banana slices: Place 3 banana slices on top of the crust in each cup.
- Pipe the chilled pastry cream over the first banana layer using a piping bag fitted with a large round tip, smoothing as needed.
- Add 3 more banana slices to each cup, then spoon a scant 1 Tbsp caramel sauce over the bananas (warm slightly if too thick, but do not heat).
- Make the whipped cream: In a large bowl whip 1 3/4 cups heavy cream until soft peaks form, add 3 1/2 Tbsp sugar and continue whipping to stiff peaks; transfer to a pastry bag fitted with a star tip.
- Pipe whipped cream over the caramel layer in each cup and finish with grated bittersweet chocolate if desired.
- Chill assembled cups in the refrigerator until ready to serve and garnish with a banana slice just before serving.
Equipment
- Saucepan
- Mixing bowls
- Electric Mixer
- fine mesh strainer
- Measuring cups and spoons
- Spatula
- pastry bags with tips
- 12 small dessert cups
Notes
- To prevent bananas from browning, briefly soak slices in 2 Tbsp lemon juice plus 1 cup cold water and pat dry.
